ORGANIZE DOCUMENTS:
When applying for mortgages, Home Buyers must document their income and taxes. Typically, mortgage lenders will request two recent pay stubs, the previous two years' W-2s, tax returns and the past two months of bank statements, every page, even the blank ones. "Why does it have to be every single last page, I don't know. I think they look for nonsufficient funds or odd money in or out. Buying a home can take a long time, but knowing what you need and where to find it can save time when you're ready. Each Mortgage Lender has their own requirements for documents.
PAM DEVENDORF, REALTOR/BROKER
COLDWELL BANKER RESIDENTIAL REAL ESTATE
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